Group Benefits Package

Overview

PDAC has partnered with Sterling Capital Brokers Ltd (SCB) to provide individuals and companies with enhanced health and dental benefits, long-term disability, life insurance and critical illness coverage. The program, as administered by Sterling Capital Brokers, unlocks competitive rates, a leading-edge online experience, and customizable options.

Sterling Capital Brokers provides coverage that is available to organizations with as few as 1 employee, up to and exceeding large, enterprise clients with thousands of employees. Reach out to us today to discuss your needs!

How to Apply

Sterling Capital Brokers will review your unique business needs and recommend a tailored benefits package.

Get your free, no-obligation quote today! To request a quote or to obtain information on coverage for international members, contact us at [email protected] or 604-354-1069.

Fully Insured Group Benefits

SCB provides price competitive, fully insured plans inclusive of Health, Dental, Life, Accidental Death and Dismemberment, Long Term Disability and Short Term Disability benefits. Sterling has competitive partners offering telehealth, health spending accounts, and addiction support programs. Your unique benefits needs can easily be met through the SCB offering.

Group Registered Retirement Savings Plan 

The SCB Group RRSP program is an employer-sponsored retirement savings plan. The program is similar to an individual RRSP, but administered on a group basis by the employer. Contributions are made by pay-roll deduction , on a pre-tax basis, through a Group RRSP administrator. Employee contributions are often matched by the employer (typically to a maximum of 4-6% of earnings).

Leading Edge Benefits Platform

The SCB platform provides an Online Insurance Boutique for employees to purchase optional life, additional AD&D and critical illness coverage. Employees navigate a user-friendly and intuitive platform to enroll and maintain their benefits. Time to setup benefits is reduced significantly when compared to traditional options due to the SCB technology and integrations. Client HR Leaders can leverage the automated payroll deduction reporting to streamline time spent on benefits administration.

Fully Insured Rates

SCB advocates to ensure that clients can receive guaranteed rates for extended periods of time based on client needs. Rates can be guaranteed for as long as 24, 36 or 48 months. 

Progressive EAP Offering

SCB partners with several EAPs to ensure you are paired with the best match based on your employee needs. Our EAPs range from innovative technical applications to enable rapid support, to specialized in-person consultations.

Leave of Absence Management Program

The SCB Leave of Absence Management Program enables employers to outsource their leave management. SCB takes care of tracking leaves based on provincial legislation, calculating any relevant payroll top-ups, and supporting employees and employers when members return from leave.

Wage Loss Program

The Wage Loss Program at SCB provides a specific, specialized approach to LTD. A typical group insurance LTD program is regularly unable to cover the full pay for your key employees, and SCB fixes this with a Wage Loss Program that ensures they have the coverage they need.

Executive Health Program

SCB offers access to executive health programs which provide an additional tier of healthcare support for an organization’s leaders. Annual wellness assessments, medicals, and customized plans can all be included in an executive health program.

Available for Corporations

• Participate in the Association Pool or maintain your own experience
• International pooling available
• Large Group ASO & Refund Accounting